---
title: "openIDS Homeowners Record Validator"
method: POST
path: "/v1/tools/validate_openids_homeowners_record"
tags: ["TODO_TAGS_REVIEW", "TODO_AP2_EXPORT_REVIEW"]
---

# openIDS Homeowners Record Validator

`POST /v1/tools/validate_openids_homeowners_record`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/validate_openids_homeowners_record`
- Auth: none declared

Validates homeowners insurance data records against the openIDS Homeowners Data Standard v1.0 (AAIS / Linux Foundation, November 2025) -- the first free open (Apache-2.0) insurance data standard. Checks required sections (policy, insured_location, coverage, premium), required fields per section, policy type (HO-1..HO-8, DP-1..DP-3), date ordering, payment plan, construction type, coverage limit positivity, and PII field detection. NOT an ACORD validator -- ACORD XML/AL3 is membership-licensed and is not referenced or reproduced here. ZERO PII: structural/field validation only.

**Tool URL:** https://ainumbers.co/chaingraph/art-256-validate-openids-homeowners-record.html

## Request body

- object
  - `record` unknown, required

## Response `200`

Successful tool execution result

- object
  - `error_count` integer
  - `errors` unknown[]
    - unknown
  - `not_legal_advice` string
  - `pii_fields_found` unknown[]
    - unknown
  - `pii_note` string
  - `record_valid` boolean
  - `regulatory_basis` string
  - `section_results` object
    - `coverage` object
      - `field_errors` unknown[]
        - unknown
      - `present` boolean
    - `insured_location` object
      - `field_errors` unknown[]
        - unknown
      - `present` boolean
    - `policy` object
      - `field_errors` unknown[]
        - unknown
      - `present` boolean
    - `premium` object
      - `field_errors` unknown[]
        - unknown
      - `present` boolean
  - `sections_present` integer
  - `sections_required` integer
  - `standard_version` string
  - `table_source` string
  - `warning_count` integer
  - `warnings` unknown[]
    - unknown

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)