---
title: "SWIFT gpi / SEPA Instant / FedNow / PIX Rail Comparator"
method: POST
path: "/v1/tools/swift_gpi_rail_comparator"
---

# SWIFT gpi / SEPA Instant / FedNow / PIX Rail Comparator

`POST /v1/tools/swift_gpi_rail_comparator`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/swift_gpi_rail_comparator`
- Auth: none declared

Compare international and domestic real-time payment rails: SWIFT gpi, SEPA Instant, FedNow, PIX, UPI, PayTo, Faster Payments. Cost-speed-finality matrix, recommended rail, Policy Mandate JSON routing policy. Client-side. Works offline. Zero PII.

**Tool URL:** https://ainumbers.co/tools/212-swift-gpi-rail-comparator.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `origin_region` string, required
  - `destination_region` string, required
  - `payment_type` 'retail' | 'b2b' | 'highvalue' | 'remittance', required
  - `urgency` 'instant' | 'same_day' | 'next_day' | 'standard'

## Response `200`

Successful tool execution result

- object
  - `recommended_rail` object
  - `scored_rails` unknown[]
    - unknown
  - `ap2_mandate` object

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)