---
title: "Cash Flow Stress Test for SMEs · T246 · Cat-20"
method: POST
path: "/v1/tools/sme_cashflow_stress_test"
---

# Cash Flow Stress Test for SMEs · T246 · Cat-20

`POST /v1/tools/sme_cashflow_stress_test`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/sme_cashflow_stress_test`
- Auth: none declared

13-week rolling cash flow stress model for SMEs. Apply revenue shocks, payment delays, and unexpected capex to model cash runway under stress scenarios. Markdown memo export. Client-side. Works offline. Zero PII.

**Tool URL:** https://ainumbers.co/tools/246-sme-cashflow-stress-test.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `currency` string
  - `minCashBuffer` string
  - `openingCash` string
  - `weeklyReceivables` string
  - `weeklyPayables` string
  - `shock_rev20` string
  - `shock_rev40` string
  - `shock_delay15` string
  - `shock_delay30` string
  - `shock_capex` string
  - `capexAmount` string

## Response `200`

Successful tool execution result

- object

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)