---
title: "Tempo Payments Business Case"
method: POST
path: "/v1/tools/model_tempo_payment_economics"
tags: ["TODO_TAGS_REVIEW"]
---

# Tempo Payments Business Case

`POST /v1/tools/model_tempo_payment_economics`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/model_tempo_payment_economics`
- Auth: none declared

CFO-level cost-and-savings model for migrating a payment flow (payroll / remittance / merchant settlement) from card/SWIFT/ACH/SEPA to Tempo. Outputs annual savings in USD and bps, break-even months, finality improvement (days → 600ms), and a CFO memo. ISO 20022 pacs.008-subset artifact; instructed_amount, debtor, creditor, remittance_information.

**Tool URL:** https://ainumbers.co/chaingraph/art-35-tempo-payments-business-case.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `impl_months` unknown
  - `monthly_volume` unknown
  - `rail` string: type not evidenced by kernel source
  - `stablecoin` string: type not evidenced by kernel source
  - `tx_amount_usd` unknown

## Response `200`

Successful tool execution result

- object
  - `annual_saving_usd` number
  - `break_even_months` number
  - `impl_cost_usd` integer
  - `monthly_saving_usd` number
  - `per_tx_incumbent_usd` integer
  - `per_tx_saving_usd` number
  - `per_tx_tempo_usd` number
  - `rail` string
  - `saving_bps` integer
  - `stablecoin` string
  - `verdict` string

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)