---
title: "ACH Fraud Monitoring Audit Pack Generator"
method: POST
path: "/v1/tools/generate_ach_fraud_monitoring_audit_pack"
tags: ["nacha", "ach", "fraud monitoring", "audit", "annual review", "evidence", "phase 2", "compliance", "2026", "odfi", "rdfi"]
---

# ACH Fraud Monitoring Audit Pack Generator

`POST /v1/tools/generate_ach_fraud_monitoring_audit_pack`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/generate_ach_fraud_monitoring_audit_pack`
- Auth: none declared

Generates a role-specific Nacha Phase 2 fraud monitoring evidence checklist and Markdown audit binder for the 'at least annually' review requirement (effective 2026-06-22). Interactive in-browser checklist with satisfied/gap marking, Policy Mandate export.

**Tool URL:** https://ainumbers.co/tools/494-ach-fraud-monitoring-audit-pack-generator.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `roles` unknown[], required: ACH participant roles to audit: Originator, TPSP, TPS, ODFI, RDFI
    - unknown
  - `reviewer_type` string: Reviewer type: internal_audit, compliance_team, external_auditor, self_assessment
  - `prior_gaps` string: Prior year open items or N/A

## Response `200`

Successful tool execution result

- object
  - `checklist` unknown[]
    - unknown
  - `gaps_identified` unknown[]
    - unknown
  - `completeness_pct` number

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)