---
title: "FRTB Internal Model Approach (IMA) Eligibility Checker"
method: POST
path: "/v1/tools/frtb_ima_eligibility_checker"
tags: ["FRTB", "Basel IV", "CRR III", "IMA", "SA", "market risk", "trading desk", "P&L attribution", "NMRF", "EU 2027", "capital requirements", "risk factors"]
---

# FRTB Internal Model Approach (IMA) Eligibility Checker

`POST /v1/tools/frtb_ima_eligibility_checker`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/frtb_ima_eligibility_checker`
- Auth: none declared

Determines whether a trading desk qualifies for the FRTB Internal Model Approach (IMA) or must use the Standardised Approach (SA) per CRR III provisions binding from January 1, 2027 in the EU. Runs P&L attribution test (PLAT) indicators per CRR III Art.325bh, risk factor modellability (NMRF) assessment per Art.325bj, and backtesting failure threshold evaluation per Art.325bi. Outputs AP2 mandate.

**Tool URL:** https://ainumbers.co/tools/340-frtb-internal-model-eligibility-checker.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `desk_type` 'equity' | 'fx' | 'rates' | 'credit' | 'commodity' | 'securitisation', required: Trading desk asset class
  - `backtesting_exceptions` number, required: Number of 1-day 99% VaR exceptions in last 250 trading days
  - `spearman_correlation` number
  - `modellable_ratio_pct` number

## Response `200`

Successful tool execution result

- object
  - `eligible` boolean: Whether the desk is IMA-eligible
  - `plat_zone` 'green' | 'amber' | 'red'
  - `backtesting_zone` 'green' | 'amber' | 'red'
  - `nmrf_zone` 'green' | 'amber' | 'red'
  - `verdict` string
  - `capital_saving_vs_sa_m` number

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)