---
title: "Embedded Lending Unit Economics Tool"
method: POST
path: "/v1/tools/embedded_lending_unit_economics"
---

# Embedded Lending Unit Economics Tool

`POST /v1/tools/embedded_lending_unit_economics`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/embedded_lending_unit_economics`
- Auth: none declared

Model embedded B2B lending unit economics: origination cost, APR, default rate, loss curve, cost of capital, servicing overhead. Outputs NIM, expected loss, RAROC, and Markdown unit economics memo. B2B commercial lending only. Client-side. Works offline. Zero PII.

**Tool URL:** https://ainumbers.co/tools/160-embedded-lending-unit-economics.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `prodType` string
  - `avgLoan` string
  - `portVol` string
  - `apr` string
  - `coc` string
  - `origCost` string
  - `defaultRate` string
  - `lgd` string
  - `servicingPct` string
  - `loanTerm` string
  - `capReq` string

## Response `200`

Successful tool execution result

- object

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)