---
title: "FDIC Deposit-Insurance Assessment Rate Calculator"
method: POST
path: "/v1/tools/compute_fdic_assessment_rate"
tags: ["TODO_TAGS_REVIEW", "TODO_AP2_EXPORT_REVIEW"]
---

# FDIC Deposit-Insurance Assessment Rate Calculator

`POST /v1/tools/compute_fdic_assessment_rate`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/compute_fdic_assessment_rate`
- Auth: none declared

FDIC deposit-insurance assessment rate calculator (12 CFR 327): looks up the base assessment rate for a supplied composite CAMELS + financial-ratio score against a caller-supplied rate schedule, then applies the unsecured-debt and brokered-deposit adjustments and floors/caps the result to a caller-supplied statutory range. The rate schedule is caller-supplied policy input, not hardcoded, so a future FDIC rate-schedule update (including a pending assessments rulemaking) is a policy_parameters change, not a kernel change. Does not compute the composite CAMELS score itself.

**Tool URL:** https://ainumbers.co/chaingraph/art-431-fdic-assessment-rate-calculator.html

## Request body

- object
  - `assessment_base_musd` number
  - `brokered_deposit_adjustment_bp` number
  - `rate_brackets` object[], required: type not evidenced by kernel source
    - `max_score` unknown
  - `rate_cap_bp` number, required
  - `rate_floor_bp` number
  - `rate_schedule_version` unknown, required
  - `total_score` number
  - `unsecured_debt_adjustment_bp` number

## Response `200`

Successful tool execution result

- object
  - `assessment_base_musd` integer
  - `base_rate_bp` integer
  - `brokered_deposit_adjustment_bp` number
  - `estimated_quarterly_assessment_musd` number
  - `note` string
  - `npr_banner` string
  - `rate_cap_bp` integer
  - `rate_floor_bp` number
  - `rate_floor_or_cap_applied` boolean
  - `rate_schedule_version` string
  - `total_rate_bp` number
  - `total_score` integer
  - `unsecured_debt_adjustment_bp` integer

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)