---
title: "DSCR & Interest Coverage Ratio Calculator"
method: POST
path: "/v1/tools/compute_dscr"
tags: ["TODO_TAGS_REVIEW", "TODO_AP2_EXPORT_REVIEW"]
---

# DSCR & Interest Coverage Ratio Calculator

`POST /v1/tools/compute_dscr`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/compute_dscr`
- Auth: none declared

Debt Service Coverage Ratio and Interest Coverage Ratio suite: Basic/Cash/FCF DSCR, Fixed Charge Coverage Ratio (FCCR), EBIT- and EBITDA-basis ICR, and Net/Gross Leverage, evaluated against a published lender threshold matrix (investment grade, leveraged loan, CRE, infrastructure, SME/mid-market). Provable node counterpart to tools/438-dscr-interest-coverage-calculator.html.

**Tool URL:** https://ainumbers.co/chaingraph/art-363-compute-dscr.html

## Request body

- object
  - `amortization_musd` number
  - `capex_musd` number
  - `cash_musd` number
  - `ebit_musd` number
  - `ebitda_musd` number
  - `interest_musd` number
  - `leases_musd` number
  - `principal_musd` number
  - `revolver_draw_musd` number
  - `taxes_musd` number
  - `total_debt_musd` number
  - `working_capital_change_musd` number

## Response `200`

Successful tool execution result

- object
  - `basic_dscr` number
  - `cash_dscr` number
  - `fccr` number
  - `fcf_dscr` number
  - `gross_leverage` number
  - `icr_ebit_basis` number
  - `icr_ebitda_basis` integer
  - `lender_assessment` object[]
    - `dscr_min` number
    - `dscr_pass` boolean
    - `icr_min` integer
    - `icr_pass` boolean
    - `lender_category` string
    - `meets_threshold` boolean
  - `net_leverage` number
  - `note` string
  - `regulatory_basis` string
  - `total_debt_service_musd` integer

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)