---
title: "NACHA ACH Rule Compliance Checker"
method: POST
path: "/v1/tools/check_nacha_ach_compliance"
tags: ["NACHA", "ACH", "ODFI", "RDFI", "return codes", "fraud monitoring", "data security", "compliance", "AP2"]
---

# NACHA ACH Rule Compliance Checker

`POST /v1/tools/check_nacha_ach_compliance`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/check_nacha_ach_compliance`
- Auth: none declared

Check ACH programme configurations against NACHA Operating Rules §2–§9. March 2026 Fraud Monitoring rules embedded. Outputs compliance status per section, return code reference, Markdown memo, and AP2 JSON compliance mandate.

**Tool URL:** https://ainumbers.co/tools/224-nacha-ach-rule-compliance-checker.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `org_role` string, required
  - `sec_code` string, required
  - `monthly_volume` string
  - `uses_same_day_ach` string
  - `data_security_encryption` string

## Response `200`

Successful tool execution result

- object
  - `overall_status` 'compliant' | 'review_required' | 'non_compliant'
  - `sections_checked` integer
  - `compliant_count` integer
  - `review_required_count` integer
  - `non_compliant_count` integer
  - `sections` object[]
  - `ap2_mandate` object

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)