---
title: "Solvency II SCR Calculator"
method: POST
path: "/v1/tools/calculate_solvency_ii_scr"
tags: ["solvency-ii", "SCR", "BSCR", "standard-formula", "non-life", "market-risk", "underwriting-risk", "counterparty-default", "EU-2015/35", "EIOPA", "actuarial", "insurance-regulation", "Zero-PII"]
---

# Solvency II SCR Calculator

`POST /v1/tools/calculate_solvency_ii_scr`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/calculate_solvency_ii_scr`
- Auth: none declared

Calculate the indicative Solvency Capital Requirement (SCR) for a non-life insurer using the Solvency II Standard Formula (Delegated Regulation EU 2015/35). Covers non-life underwriting, market, and counterparty default risk modules with aggregation using prescribed correlation matrices. Excludes operational risk SCR, LACTP/LACDT, and life/health underwriting modules. Client-side. Works offline. Zero PII.

**Tool URL:** https://ainumbers.co/tools/447-solvency-ii-scr-calculator.html

## Request body

- object
  - `nlPremium` number, required
  - `nlReserve` number, required
  - `nlLoB` string, required
  - `eq1` number
  - `eq2` number
  - `bondVal` number
  - `duration` number
  - `propVal` number
  - `fxVal` number
  - `reinsRecov` number
  - `ratingSelect` string
  - `ownFunds` number

## Response `200`

Successful tool execution result

- object
  - `bscr` number: Basic SCR (EUR M)
  - `nl_scr` number
  - `market_scr` number
  - `counterparty_scr` number
  - `diversification_benefit` number
  - `scr_coverage_ratio` number

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)