---
title: "Business Loan Readiness Checker · T241 · Cat-20"
method: POST
path: "/v1/tools/business_loan_readiness_checker"
---

# Business Loan Readiness Checker · T241 · Cat-20

`POST /v1/tools/business_loan_readiness_checker`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/business_loan_readiness_checker`
- Auth: none declared

Score SME loan readiness against high street bank, challenger bank, fintech, and government-backed scheme criteria. Gap analysis per lender category. Client-side. Works offline. Zero PII.

**Tool URL:** https://ainumbers.co/tools/241-business-loan-readiness-checker.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `currency` string
  - `loanPurpose` string
  - `revenue` number
  - `tradingMonths` string
  - `dscr` number
  - `creditHistory` string
  - `assetCoverage` string
  - `profitability` string

## Response `200`

Successful tool execution result

- object

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)