---
title: "SEPA Instant Payments Regulation Annual Report Builder"
method: POST
path: "/v1/tools/build_sepa_ipr_annual_report"
tags: ["SEPA", "instant payments", "IPR", "NCA", "annual report", "VOP", "fee parity", "2024/886", "April 2026"]
---

# SEPA Instant Payments Regulation Annual Report Builder

`POST /v1/tools/build_sepa_ipr_annual_report`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/build_sepa_ipr_annual_report`
- Auth: none declared

Builds the mandatory NCA annual report for EU PSPs under EU IPR Regulation 2024/886 (from April 2026). Calculates instant adoption rate, VOP pass rate, fee parity compliance, and generates structured report template.

**Tool URL:** https://ainumbers.co/tools/349-sepa-ipr-annual-report-builder.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `psp_type` string, required
  - `sct_sent` number, required
  - `sct_inst_sent` number, required
  - `sct_fee` number
  - `sct_inst_fee` number

## Response `200`

Successful tool execution result

- object
  - `instant_adoption_rate` number
  - `vop_pass_rate` number
  - `fee_parity_status` string
  - `report_template` string

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)