---
title: "AP2 Fraud & Risk Policy Mandate Builder"
method: POST
path: "/v1/tools/build_fraud_risk_ap2_mandate"
tags: ["AP2", "agentic", "fraud-policy", "risk-appetite", "mandate", "MCP", "agent_guardrail", "zero-pii"]
---

# AP2 Fraud & Risk Policy Mandate Builder

`POST /v1/tools/build_fraud_risk_ap2_mandate`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/build_fraud_risk_ap2_mandate`
- Auth: none declared

Builds a validated AP2 agent_guardrail_mandate for autonomous fraud decisioning agents across 4 dimensions: detection thresholds (synthetic ID, ATO cutoffs), APP scam controls (CoP, delay, PSR acknowledgement), loss tolerance (bps budget, CNP/ATO/APP rates), and reporting triggers (SAR threshold, board frequency). Built-in contradiction detection. MCP server deployable. Client-side. Works offline. Zero PII.

**Tool URL:** https://ainumbers.co/tools/323-ap2-fraud-risk-policy-mandate-builder.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `synth_cutoff` integer, required
  - `ato_cutoff` integer, required
  - `cop_enforcement` string, required
  - `delay_policy` string, required
  - `psr_ack` boolean, required
  - `loss_budget_bps` integer, required
  - `cnp_rate_bps` integer, required
  - `ato_rate_bps` integer, required
  - `app_rate_bps` integer, required
  - `sar_threshold` integer, required
  - `board_freq` string, required

## Response `200`

Successful tool execution result

- object
  - `agent_instructions` string[]
  - `config` object

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)