---
title: "T190 · BNPL Affordability Assessment Modeller — AINumbers.co"
method: POST
path: "/v1/tools/bnpl_affordability_assessment_modeller"
---

# T190 · BNPL Affordability Assessment Modeller — AINumbers.co

`POST /v1/tools/bnpl_affordability_assessment_modeller`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/bnpl_affordability_assessment_modeller`
- Auth: none declared

Model BNPL affordability assessment methodology options against FCA CONC 5, EU CCD2 Art. 18, and CFPB ability-to-repay requirements. Compliance assessment only — not actual credit decisions.

**Tool URL:** https://ainumbers.co/tools/190-bnpl-affordability-assessment-modeller.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `prodValue` string
  - `prodRepayments` string
  - `prodApr` string
  - `jchk-fca` string
  - `jchk-ccd2` string
  - `jchk-cfpb` string
  - `m_income` string
  - `m_bureau` string

## Response `200`

Successful tool execution result

- object

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)