---
title: "Fair Lending AI Bias Assessment"
method: POST
path: "/v1/tools/assess_fair_lending_ai_bias"
tags: ["fair lending", "ECOA", "disparate impact", "EU AI Act", "model risk", "bias", "explainability"]
---

# Fair Lending AI Bias Assessment

`POST /v1/tools/assess_fair_lending_ai_bias`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/assess_fair_lending_ai_bias`
- Auth: none declared

Evaluates AI/ML credit decision models for fair lending compliance across 5 risk dimensions: model transparency, disparate impact, adverse action, governance, and regulatory exposure.

**Tool URL:** https://ainumbers.co/tools/452-fair-lending-ai-bias-assessment.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `model_type` string
  - `model_purpose` string
  - `di_ratio` number
  - `jurisdiction` string

## Response `200`

Successful tool execution result

- object

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)