---
title: "CoP & VoP Scheme Readiness Self-Assessment"
method: POST
path: "/v1/tools/assess_cop_vop_scheme_readiness"
tags: ["confirmation of payee", "CoP", "CoP 2.0", "verification of payee", "VoP", "EPC", "Pay.UK", "scheme readiness", "self-assessment", "gap analysis"]
---

# CoP & VoP Scheme Readiness Self-Assessment

`POST /v1/tools/assess_cop_vop_scheme_readiness`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/assess_cop_vop_scheme_readiness`
- Auth: none declared

Self-assessment diagnostic scoring a PSP's own declared answers against the EPC Verification of Payee Scheme Rulebook (EPC218-23 v1.1, published 2026-03-16) and Pay.UK Confirmation of Payee obligations, plus a separately-scored, clearly-flagged track for CoP-enhancement capabilities (multi-name matching, richer mismatch metadata) reported in industry PSP pilots ahead of a formal Pay.UK v2.0 publication. Produces a gap report and Policy Mandate.

**Tool URL:** https://ainumbers.co/tools/559-cop-vop-scheme-readiness-diagnostic.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `psp_role` string
  - `scheme_scope` string

## Response `200`

Successful tool execution result

- object
  - `combined_readiness_pct` number
  - `combined_rag` 'GREEN' | 'AMBER' | 'RED'
  - `epc_readiness_pct` number
  - `ukcop_readiness_pct` number
  - `pilot_track_pct` number
  - `gaps` unknown[]
    - unknown

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)