---
title: "Treasury Operations Decision Lab"
method: POST
path: "/v1/tools/analyse_treasury_payment_opportunity"
tags: ["treasury", "interchange", "A2A", "liquidity", "FX", "chargeback", "CFO memo"]
---

# Treasury Operations Decision Lab

`POST /v1/tools/analyse_treasury_payment_opportunity`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/analyse_treasury_payment_opportunity`
- Auth: none declared

Four-stage treasury analysis: business context → payment fee modelling (interchange vs A2A) → liquidity & FX impact → leakage & chargeback recovery. Outputs total payment opportunity cost and a CFO-ready memo.

**Tool URL:** https://ainumbers.co/tools/83-treasury-decision-lab.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `annualVolume` number, required
  - `interchange` string, required
  - `rail` string, required

## Response `200`

Successful tool execution result

- object
  - `annual_fee_total` number
  - `annual_fee_saving` number
  - `idle_capital_cost` number
  - `idle_saving` number
  - `total_leakage` number
  - `total_recovery` number
  - `total_opportunity` number

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)