---
title: "Get effective spend policy for current user"
method: GET
path: "/v1/treasury/wallets/spend-policy"
tags: ["Treasury Wallets"]
---

# Get effective spend policy for current user

`GET /v1/treasury/wallets/spend-policy`

## Request

- Base URL: `https://api.1claw.co`
- URL: `https://api.1claw.co/v1/treasury/wallets/spend-policy`
- Auth: HTTP bearer

Returns the effective spend policy governing the authenticated user's
wallet transactions. Resolves from per-user override (if set) or the
app-wide default. Returns null if no policy is configured.

## Response `200`

Effective spend policy

- object
  - `policy` SpendPolicyResponse
    - `id` string, uuid, required
    - `org_id` string, uuid, required
    - `platform_app_id` string, uuid, nullable
    - `user_id` string, uuid, nullable
    - `to_allowlist` string[]
    - `to_denylist` string[]
    - `max_value_per_tx_eth` string, nullable
    - `daily_limit_eth` string, nullable
    - `allowed_chains` string[]
    - `allowed_tokens` string[]
    - `max_transactions_per_day` integer, nullable
    - `inference_allowance_usd` string, nullable
    - `inference_reserved_pct` integer, nullable
    - `inference_hard_stop` boolean, nullable
    - `inference_allowance_mode` string, nullable
    - `max_request_cost_usd` string, nullable
    - `human_factor_auth` object, nullable
    - `is_active` boolean, required
    - `created_at` string, date-time, required
    - `updated_at` string, date-time, required

## Other responses

- `401`: Authentication required or invalid

## Changes

- **2026-10-20** `5fa0918f3b41`: 2 breaking, 3 info
  - the response property `policy/oneOf[#/components/schemas/SpendPolicyResponse]/platform_app_id` became nullable for the status `200`
  - the response property `policy/oneOf[#/components/schemas/SpendPolicyResponse]/platform_app_id` became optional for the status `200`
  - added the required property `policy/oneOf[#/components/schemas/SpendPolicyResponse]/is_active` to the response with the `200` status
  - added the required property `policy/oneOf[#/components/schemas/SpendPolicyResponse]/org_id` to the response with the `200` status
  - …1 more

[Operation history](https://skmtc.dev/1claw/apis/1claw-api/changes/v1/treasury/wallets/spend-policy/get.md)

---

[API](https://skmtc.dev/1claw/apis/1claw-api.md) · [All operations](https://skmtc.dev/1claw/apis/1claw-api/llms.txt) · [OpenAPI document](https://skmtc.dev/1claw/apis/1claw-api/revisions/5fa0918f3b41?raw)